curl --request POST \
  --url https://api.stabyl.com/v1/partner/wallets/withdrawal/quotes \
  --header 'Content-Type: application/json' \
  --header 'X-Api-Key: <api-key>' \
  --header 'X-Stabyl-Nonce: <x-stabyl-nonce>' \
  --header 'X-Stabyl-Signature: <x-stabyl-signature>' \
  --header 'X-Stabyl-Timestamp: <x-stabyl-timestamp>' \
  --data '
{
  "currency": "NGN",
  "items": [
    {
      "amount": "200000000.00",
      "client_item_id": "beneficiary-a",
      "description": "Supplier settlement",
      "destination": {
        "account_name": "Jane Doe",
        "account_number": "0123456789",
        "bank_code": "044",
        "bank_name": "Access Bank",
        "type": "bank_account"
      }
    }
  ]
}
'

import requests

url = "https://api.stabyl.com/v1/partner/wallets/withdrawal/quotes"

payload = {
    "currency": "NGN",
    "items": [
        {
            "amount": "200000000.00",
            "client_item_id": "beneficiary-a",
            "description": "Supplier settlement",
            "destination": {
                "account_name": "Jane Doe",
                "account_number": "0123456789",
                "bank_code": "044",
                "bank_name": "Access Bank",
                "type": "bank_account"
            }
        }
    ]
}
headers = {
    "X-Stabyl-Timestamp": "<x-stabyl-timestamp>",
    "X-Stabyl-Nonce": "<x-stabyl-nonce>",
    "X-Stabyl-Signature": "<x-stabyl-signature>",
    "X-Api-Key": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'X-Stabyl-Timestamp': '<x-stabyl-timestamp>',
    'X-Stabyl-Nonce': '<x-stabyl-nonce>',
    'X-Stabyl-Signature': '<x-stabyl-signature>',
    'X-Api-Key': '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    currency: 'NGN',
    items: [
      {
        amount: '200000000.00',
        client_item_id: 'beneficiary-a',
        description: 'Supplier settlement',
        destination: {
          account_name: 'Jane Doe',
          account_number: '0123456789',
          bank_code: '044',
          bank_name: 'Access Bank',
          type: 'bank_account'
        }
      }
    ]
  })
};

fetch('https://api.stabyl.com/v1/partner/wallets/withdrawal/quotes', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.stabyl.com/v1/partner/wallets/withdrawal/quotes",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'currency' => 'NGN',
    'items' => [
        [
                'amount' => '200000000.00',
                'client_item_id' => 'beneficiary-a',
                'description' => 'Supplier settlement',
                'destination' => [
                                'account_name' => 'Jane Doe',
                                'account_number' => '0123456789',
                                'bank_code' => '044',
                                'bank_name' => 'Access Bank',
                                'type' => 'bank_account'
                ]
        ]
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "X-Api-Key: <api-key>",
    "X-Stabyl-Nonce: <x-stabyl-nonce>",
    "X-Stabyl-Signature: <x-stabyl-signature>",
    "X-Stabyl-Timestamp: <x-stabyl-timestamp>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.stabyl.com/v1/partner/wallets/withdrawal/quotes"

	payload := strings.NewReader("{\n  \"currency\": \"NGN\",\n  \"items\": [\n    {\n      \"amount\": \"200000000.00\",\n      \"client_item_id\": \"beneficiary-a\",\n      \"description\": \"Supplier settlement\",\n      \"destination\": {\n        \"account_name\": \"Jane Doe\",\n        \"account_number\": \"0123456789\",\n        \"bank_code\": \"044\",\n        \"bank_name\": \"Access Bank\",\n        \"type\": \"bank_account\"\n      }\n    }\n  ]\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("X-Stabyl-Timestamp", "<x-stabyl-timestamp>")
	req.Header.Add("X-Stabyl-Nonce", "<x-stabyl-nonce>")
	req.Header.Add("X-Stabyl-Signature", "<x-stabyl-signature>")
	req.Header.Add("X-Api-Key", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.stabyl.com/v1/partner/wallets/withdrawal/quotes")
  .header("X-Stabyl-Timestamp", "<x-stabyl-timestamp>")
  .header("X-Stabyl-Nonce", "<x-stabyl-nonce>")
  .header("X-Stabyl-Signature", "<x-stabyl-signature>")
  .header("X-Api-Key", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"currency\": \"NGN\",\n  \"items\": [\n    {\n      \"amount\": \"200000000.00\",\n      \"client_item_id\": \"beneficiary-a\",\n      \"description\": \"Supplier settlement\",\n      \"destination\": {\n        \"account_name\": \"Jane Doe\",\n        \"account_number\": \"0123456789\",\n        \"bank_code\": \"044\",\n        \"bank_name\": \"Access Bank\",\n        \"type\": \"bank_account\"\n      }\n    }\n  ]\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.stabyl.com/v1/partner/wallets/withdrawal/quotes")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["X-Stabyl-Timestamp"] = '<x-stabyl-timestamp>'
request["X-Stabyl-Nonce"] = '<x-stabyl-nonce>'
request["X-Stabyl-Signature"] = '<x-stabyl-signature>'
request["X-Api-Key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"currency\": \"NGN\",\n  \"items\": [\n    {\n      \"amount\": \"200000000.00\",\n      \"client_item_id\": \"beneficiary-a\",\n      \"description\": \"Supplier settlement\",\n      \"destination\": {\n        \"account_name\": \"Jane Doe\",\n        \"account_number\": \"0123456789\",\n        \"bank_code\": \"044\",\n        \"bank_name\": \"Access Bank\",\n        \"type\": \"bank_account\"\n      }\n    }\n  ]\n}"

response = http.request(request)
puts response.read_body

{
  "data": {
    "amount": "200000000.00",
    "currency": "NGN",
    "quotes": [
      {
        "as_of": "2026-10-20T12:00:00Z",
        "debit_amount": "200000200.00",
        "estimated_receive": "200000000.00",
        "fee": "200.00",
        "items": [
          {
            "amount": "200000000.00",
            "client_item_id": "beneficiary-1",
            "destination": {
              "account_name": "Example Recipient",
              "account_number": "0123456789",
              "bank_code": "044",
              "bank_name": "Access Bank",
              "type": "bank_account"
            },
            "transfers": [
              {
                "amount": "100000000.00",
                "sequence": 1,
                "status": "available"
              },
              {
                "amount": "100000000.00",
                "sequence": 2,
                "status": "available"
              }
            ]
          }
        ],
        "max_transfer_amount": "100000000.00",
        "max_withdrawable_amount": "299999700.00",
        "rail": "bank_transfer",
        "receive_currency": "NGN",
        "status": "available",
        "transfer_count": 2
      }
    ]
  },
  "status": "success"
}

{
  "error": {
    "code": "VALIDATION_FAILED",
    "message": "invalid request parameters"
  },
  "status": "error"
}

{
  "error": {
    "code": "UNAUTHORIZED",
    "message": "missing X-Api-Key header"
  },
  "status": "error"
}

{
  "error": {
    "code": "FORBIDDEN",
    "message": "request is not allowed"
  },
  "status": "error"
}